Tractor Trailer Insurance Information
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- Trucking companies are required to follow the Federal Motor Carrier Safety Administration's (FMCSA) regulations concerning equipment and hours of service.
- Truck drivers are required to maintain a driver's log.
- Commercial driver's license standards are Federal regulations in place to reduce or prevent truck accidents and resulting injuries and/or deaths. Drivers of certain vehicles are required to obtain a single commercial motor vehicle driver's license.
- Alcohol of any kind is not permitted in the trailer or the cab of the vehicle unless it is part of a shipment. This includes cough/ cold medications.
- Federal regulations require commercial trucks to carry certain levels of insurance coverage, depending on the nature of the materials hauled. These regulations protect victims of large truck crashes from truck owners who may not have the financial resources to pay damages out-of-pocket.
Trucking company insurers differ from normal passenger vehicle insurers. The trucking companies pay out a great deal of money for their policies due to the high risks and possible damages that could occur in the event of an 18 wheeler accident. In an effort to reduce their insurance costs trucking companies begin an investigation into the accident as soon as it happens. The purpose of the investigation is to clear the truck driver and/or the trucking company of any fault, and if fault is found to be on behalf of the driver or company then the insurance adjusters just as quickly offer an insufficient settlement to the victim of their negligence. These quick offers are a ploy to minimize costs paid out to you, the victim. The offers are made so quickly after the event that most victims are still too overwhelmed, scared, and in shock to really pay attention to what is being offered for the life changing ordeal they just went through.
Insurance companies can be very difficult to deal with. Being fully insured yourself is the best way to ensure that regardless of the circumstances, you and your interests will be fully compensated.
Don’t let trucking companies push you around anymore than they already have; an attorney can help you receive the full amount of compensation deserved for your injuries, loss, and traumatic experience. Never agree to any offer made by the trucking company or their insurance adjusters without first consulting legal aid. At The Pisanchyn Law Firm our services are free until we win your case and even then you will never pay out of pocket; we will only be paying you the money you deserve. Once you hire us as your attorneys we will immediately send out our own investigators to the scene, have them speak with witnesses, and review and report our findings so that you and your interests are fully protected.
If you have any questions please do not hesitate to call or email us.
