Pennsylvania Car Insurance InformationAfter you or a loved one is in an accident there are a lot of questions to be answered. What are the steps you need to take when filing an insurance claim? If you have insurance do you need an attorney? What do you do when your car accident insurance claim is disputed? What if your insurance company won't give you the compensation you're entitled to? It’s very common to become frustrated, angry, and even feel defeated after having contact with insurance companies and you are left with more questions than answers. Our Pennsylvania accident lawyers want to make sure the insurance company compensates you in full after a car accident. If you want to get compensation for your accident, fill out the form on the right or call 1-800-444-5309 now to set up a free consultation with our accident lawyers.
What coverage should you have on you car insurance policy?There are many options to pick and choose when selecting your car insurance policy. Typically, the more coverage you choose for your insurance policy, they more money your insurance payment will be. Insurance companies use this fact to make less coverage seem more attractive. They do this because in the event you do seek compensation from them they will end up paying you less money. Don't let this sales tactic trick you, click on the links below for detailed information on each type of insurance coverage.
- Medical Expenses
- Wage Loss
- Full and Limited Tort
- Underinsured Motorist Coverage
- Uninsured Motorist Coverage
Will your insurance go up after an accident?Your insurance premiums cannot be increased if the insurance company has to pay money for your medical bills, wage loss, or any other reason related to payments they have to make after an accident. The only way an insurance company can increase your insurance rates is based on “risk.” That is, if the collision is more than 50% your fault then you are more at “risk” and only then may the insurance company increase your or your loved one’s insurance premium.
Do you need a Pennsylvania car accident attorney if you have insurance?Just recently we had a person contact our Pennsylvania accident attorneys. The daughter's injuries were severe. She had scarring on her face and other serious injuries. The Mother had said that the insurance company had offered her $50,000 to settle her case. According to the insurance company this was the maximum amount that she could recover. She was hesitant to hire us knowing that we would take a percentage of the proceeds she would obtain.
After speaking to her she decided that it would be in her child’s best interest to hire us to make sure that her interests were protected. We took the case and found out that the insurance company could not produce the documents showing that they only had $50,000 worth of insurance. Since the insurance company could not produce the documents the family had a maximum $900,000 insurance as opposed to $50,000. We settled the case for the $900,000; a significant amount of money more than the insurance company said they had on their policy. The moral of the story is that you should always contact a Pennsylvania accident attorney before you settle a case to make sure that your interests are being served.
What should you do after a car accident?It is of the utmost importance that you hire a Pennsylvania accident attorney to handle your car accident claim; it has been proven that personal injury victims obtain far more money once they hire an attorney.
Never agree to a quick settlement with your PA auto insurance adjuster. The job of an insurance adjuster is to pay you the least amount of money possible to settle your claim. There are many exceptions and technicalities to battling the Insurance Companies that if you are not aware of could cost you hundreds of thousands of dollars. Our PA car accident lawyers are experts when it comes to dealing with insurance companies and will fight aggressively on your behalf to get you or your loved one the compensation you deserve.
Please, call our Pennsylvania auto accident lawyers now at our local numbers or toll free at 1-800-444-5309 as we represent all Pennsylvania residents
Back to Automobile Accidents