Medical Expense Coverage
For detailed information on automobile insurance policy options click the links below.
If you do not find the answer your searching for please contact us and we will be more than happy to assist you with any and all concerns you may have.
Your insurance premiums cannot be increased if the insurance company has to pay money for your medical bills, wage loss, or any other reason related to an accident. The only way an insurance company can increase your insurance rates due to an accident is based on “risk.” That is, if the accident is more than 50% your fault then you are more at “risk” and only then may the insurance company increase your or your loved one’s insurance premium.
Personal Injury Protection Coverage (PIP)
Personal Injury Protection Coverage protects you, others in your vehicle, pedestrians struck by your vehicle, any relatives in the same household as you, or other authorized drivers of your car, in regards to medical, hospital, and funeral expenses that may arise as a result of your accident. PIP coverage also protects you and family members if they are injured while riding in someone else's car or as a pedestrian if they are struck by another vehicle.
Personal Injury Protection Coverage is ideal for people who do not have a health insurance policy of their own. It is also good to add PIP onto your insurance plan if you carpool or frequently have passengers in your vehicle.
A car accident is traumatizing enough, fighting with your insurance company or stressing over how you’re going to pay your bills shouldn’t be your focus; your focus should be on recovering and putting your life back together.
It is of the utmost importance that you hire an attorney to handle your car accident claim; it has been proven that personal injury victims obtain far more money once they hire an attorney.
Never agree to a quick settlement. The job of an insurance adjuster is to pay you the least amount of money possible to settle your claim. There are many exceptions and technicalities to battling the Insurance Companies that if you are not aware of could cost you hundreds of thousands of dollars. Our car accident lawyers are experts when it comes to dealing with insurance companies and will fight aggressively on your behalf to get you or your loved one the compensation you deserve.
If you have any questions please do not hesitate to call or .
